Get Instant Crypto Loans

Borrow any ERC-20 coin as collateral, as well as major altcoins including Bitcoin.

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Supported Assets



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Collateral Coin

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Deposit Amount (USD)

The minimum amount is $100

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Loan Term (Month)

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Borrow Crypto

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Final Step


Description Information Quantity Price
Discount :
Total :
To place Loan request You must make an appropriate application through the CoinLending Platform, filling out the provided form and listing the required information, including:

– Loan Amount
– Collateral Cryptocurrency
– Loan Term
– Loan-To-Value(LTV)

additional optional parameters provided by the Loan Application form.
The minimal amount of the Collateral shall be calculated on the basis of the LTV ratio. In any event, the Loan Amount shall not exceed the percentage of the Collateral as defined on the Platform’s LTV section. The Collateral value drop below the LTV Liquidation Threshold set by us, we generally notify the Borrower, who will be obligated to remedy the situation according to the signed Loan Agreement.If the Borrower fail to remedy the situation, we convert Your Collateral to the currency of the Loan Agreement, repaying the Loan Amount and interest.

All the above-mentioned parameters, rates, or values are subject to change without any prior notice to You at our sole discretion.


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Can I add a different coin as collateral?2021-08-19T01:13:30+09:00

At the moment, we can only add the same crypto as originally locked as collateral.

For example, if your loan is ETH-backed, we would need you to add more ETH.

How long does it take to receive my loan?2021-08-19T01:11:28+09:00

Stablecoin loans are released immediately after the loan approval and paid directly into your wallet.

What is the LTV(Loan to Value)?2021-08-19T01:12:17+09:00

The loan-to-value (LTV) ratio shows the ratio between the loan amount and the value of the collateral backing it, and is usually expressed as a percentage. For instance, if you take a loan of 1,000 USDT and pledge 0.2 BTC, which is worth 2,000 USDT at the time, as collateral, your initial LTV% is 1,000 USDT/2,000 USDT = 50%.

How do LTV warnings work?2021-08-19T01:12:54+09:00

Warning notifications are sent via email and shown on the platform when the LTV ratio reaches 70% (for loans that were issued with LTV lower than 75%), and 80%. If these warnings are not dealt with by you personally, your collateral will be liquidated.

What does liquidation mean?2021-08-19T01:13:44+09:00

Liquidation of collateral is the sale of collateral. This is something that we try our best to avoid and something that we only do as a last resort.

What happens if my collateral value fall?2021-08-19T01:12:38+09:00

If your collateral values fall, your LTV ratio goes up, meaning you effectively have less collateral protecting your loan. If it goes too high, and you don’t deposit more collateral to bring the LTV ratio down, your collateral will be liquidated in a margin call to protect the lender’s assets.

How much collateral do I need to add?2021-08-19T01:13:15+09:00

When a margin call is triggered, the goal is to reduce your current LTV back to the original LTV per your contract.

For example, if your loan was taken with a 60% LTV and the margin call is triggered at 80%, you need to reduce the LTV back down to 60%.

You will receive an email notification showing how much additional collateral is needed to reduce your LTV back to a stable level.

Depending on the market movements after the email was sent, you might need to add more or less collateral.

Can I have multiple loans?2021-08-19T01:11:47+09:00

Of course you can get multiple loans at any time.

What happens if I don’t repay my loan?2021-08-19T01:13:59+09:00

If you fail to fully repay your loan before the expiry time, we will fully liquidate your Collateral to clear the outstanding balance. Remaining liquidation proceeds will be returned to your Wallet.


Can I close my loan at any time?2021-08-19T01:12:01+09:00

There is no penalty in closing your loan early. However, if the loan has not matured for at least 3 months, there will be a 3 month interest payment due, which is the minimum requirement for all loans.